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The Millionaire Mindset Shift That Changed Everything
What if one decision could set you on the path to financial freedom? Imagine growing up without a financial safety net, serving in the military, and realizing that a traditional career won’t provide the wealth and lifestyle you desire. That’s exactly what happened to Gabriel Hamel. His journey is a masterclass in strategic real estate investing, financial discipline, and long-term wealth-building.
In this episode of Millionaire Mindcast, host Matt Aitchison sits down with Gabriel Hamel, a self-made real estate investor who went from military service to amassing a multimillion-dollar rental portfolio. He didn’t have Wall Street connections or a finance degree—just relentless commitment, creative financing, and the ability to spot opportunities where others saw obstacles.
In this blog, you’ll discover:
- The unconventional investing strategy Gabriel used to scale quickly.
- How to leverage seller financing to acquire real estate with little upfront capital.
- The mindset shifts necessary to build long-term wealth.
- Actionable steps for beginners, intermediates, and seasoned investors.

Key Lessons From Gabriel’s Journey
Gabriel’s story isn’t just inspiring—it’s packed with golden nuggets that can change the way you approach real estate investing. Here are the major takeaways:
1. You Don’t Need a High Salary to Invest in Real Estate
Gabriel wasn’t earning six figures when he started investing. In fact, he had no traditional financial background. But he had an unshakable belief that financial freedom was possible.
✅ Lesson: Your mindset and willingness to learn are more valuable than your starting bank balance.
2. Seller Financing Is a Game-Changer
Many new investors think they need bank loans to buy properties. Gabriel proved otherwise, acquiring properties through seller financing—where the seller, not a bank, acts as the lender.
✅ Lesson: Seller financing allows you to acquire assets with minimal money down and flexible terms, making it one of the most powerful tools in real estate investing.
3. Play the Long Game—Cash Flow Over Quick Flips
While many investors chase quick profits, Gabriel focused on long-term passive income. He built his portfolio with a buy-and-hold strategy, ensuring consistent cash flow and financial stability.
✅ Lesson: Wealth isn’t built overnight—it’s created through disciplined investing and a focus on long-term returns.

Scaling a Portfolio Without Traditional Loans
The Power of Creative Financing
In the episode, Gabriel breaks down how he acquired his first few properties through seller financing. But here’s the deeper lesson: This strategy isn’t just about negotiating terms—it’s about finding motivated sellers who want to work with you.
✅ Beginner Tip: Identify sellers who own properties free and clear. These owners are more likely to consider financing the deal themselves. Build relationships with them through direct mail, networking events, or online platforms like BiggerPockets.
✅ Intermediate Tip: Structure win-win terms. Offer a slightly higher purchase price in exchange for lower monthly payments or no down payment. Learn negotiation tactics to present seller financing as an attractive option.
✅ Advanced Tip: Scale with private money lenders who trust your track record. Once you’ve proven your ability to make deals work, you can attract investors who want to fund your next property. Develop a solid business plan and document your past deals.

Real-Life Wins: Proof That This Works
🔹 One of Gabriel’s seller-financed deals turned a small upfront investment into a property generating consistent monthly cash flow. This deal alone covered his living expenses, allowing him to reinvest in more opportunities.
🔹 Investors in our Wise Investor Collective Mastermind have successfully applied seller financing strategies to secure deals with little to no money down.
💡 Want to learn how to do this yourself? Join our mastermind and surround yourself with investors actively executing these strategies!

Why This Strategy Works in Any Market
Even in today’s competitive real estate environment, seller financing remains one of the best-kept secrets of wealthy investors. With rising interest rates, more sellers are open to creative financing as an alternative to traditional sales.
🔹 Market Insight: Properties owned free and clear make up nearly 40% of the market, meaning there’s a huge opportunity for investors who know how to negotiate seller-financed deals.
🔹 Pro Tip: Network with property owners in your area and build relationships. Many are willing to finance deals if you show them how it benefits them.

Conclusion
Gabriel Hamel’s success story is a testament to the power of creative financing, strategic investing, and unwavering determination. Whether you’re just starting or scaling your portfolio, the key is to take consistent action.
If there’s one thing to take away from this episode, it’s this: Financial freedom is within reach when you have the right mindset, strategies, and network.
So, are you ready to take control of your financial future? The strategies Gabriel shares in this episode could be your ticket to long-term wealth—if you’re willing to take action.
Stay Connected & Learn More
🎧 Listen to the full podcast episode here: LINK
👁️ Watch the full episode here: LINK
📩 Be part of the discussion! Join our Facebook group: LINK
📅 Book a coaching call w/ Matt Aitchison: LINK
🚀 Enroll in our EXPERT-led courses: LINK
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